Stablecoins are transforming global payments, and Huma provides the liquidity layer that enables instant settlement.
PayFi links payments and credit by using stablecoin liquidity to finance short‑term receivables for regulated institutions.
Huma 2.0 opens PayFi yields to retail users, while Huma Institutional delivers structured credit for professional investors.
Over $6 billion in volume, 74 k depositors, and zero credit defaults show Huma’s product‑market fit.
Backed by Circle and Superstate, Huma is building the bridge between stablecoin liquidity and tokenised credit.
Dive into 'Narratives' that will be important in the next year
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mETH Protocol
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Huma Finance
