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    [ASC Spotlight] Rialo: A Blockchain for Real World

    September 24, 2025 · 9min read
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    100y profile100yAsiaStablecoinAlliance profileAsiaStablecoinAllianceMoyed profileMoyed
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    InfraRialoRialo
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    0. ASC Spotlight

    Asia Stablecoin Alliance will host the Asia Stablecoin Conference (ASC) on September 25 this year together with Four Pillars, LayerZero, and stablecoin leaders from around the world. ASC Spotlight content highlights the companies sponsoring ASC in advance so that participants can truly immerse themselves in the ASC event and understand how these companies view the Asian market.

    • ASC Sponsors: Pharos (Title), Ant Digital Tecnhologies (Title), Canton, Ethena, Kiln, Plume, Rialo, Securitize

    • ASC Participants: Ant Digital Tecnhologies, Avalanche, Bybit, Canton, Ethena, Ethereum Foundation, Four Pillars, Frax, Grove, IDRX, Japan Smart Chain, Kiln, Lambda256, Layer Zero, Mantle, Maple, Neutrl, Pharos, Plume, RedStone, Rialo, Securitize, Sky, Solana, Spark, Stable, Stargate, Sumimoto, Theo, UR Bank, Wyoming Stable Token Commission

    For more details about ASC, please refer to the following links:

    • ASC Website: https://conference.asiastable.org/

    • ASC Registration: https://luma.com/la44fa6d

    1. Introduction

    The promise of blockchain has always gone beyond speculation. It was meant to deliver markets that never close, assets that can update themselves instantly, and applications as seamless as the ones people already use in daily life. Reality has not kept up with that vision. Most blockchains still look fast on paper but feel clunky when used in practice.

    Rialo approaches this gap from a new angle. Instead of trying to outpace existing chains with higher throughput, it focuses on what has been missing: a direct link to the real world.

    Rialo is designed to make assets responsive, applications intuitive, and data flows immediate, turning blockchain into infrastructure people want to use rather than just watch.

    2. The Problem Rialo Is Solving

    After more than a decade of experimentation, the blockchain stack still struggles with core usability and connectivity:

    For users

    • Moving assets across networks means juggling bridges and wrapped tokens that often feel insecure.

    • Wallets dominate the experience with constant prompts for approval but little protection against hacks.

    • Fees and transaction conditions can shift without warning, making simple interactions stressful.

    • Social identities built on platforms like TikTok or X cannot move into Web3, forcing people to start over.

    For developers

    • Most effort is spent wiring together oracles, bots, and indexers instead of building business logic.

    • Data arrives slowly, often seconds behind, despite claims of near-instant settlement.

    • Event-driven actions depend on fragile monitoring systems that break during congestion.

    • Running indexers and nodes remains costly, eating into project budgets.

    • Bridges and oracles act as unavoidable intermediaries that add risk at every step.

    The industry has focused too much on vanity metrics such as transactions per second while ignoring the real bottlenecks. The result is limited adoption and brittle applications. Rialo begins from a different premise: the next breakthrough will come from infrastructure that feels native to the real world, not from chasing higher throughput.

    3. Overview

    Rialo was created with this reset in mind. Its founders, Ade Adepoju and Lu Zhang, describe it not as a layer 1 or layer 2 but as a real-world blockchain. The network builds in capabilities that other chains leave to external providers.

    The idea is similar to how the smartphone replaced a collection of separate devices by integrating them into one platform. Rialo does the same for blockchain. Live data feeds, automated event triggers, privacy, identity, and scalability are part of the base system, not bolt-on extras.

    With these foundations, Rialo enables:

    • Assets that adapt to market conditions or real-world events the moment they occur

    • Applications that use familiar logins and smooth interfaces rather than wallet gymnastics

    • Developers who can write event-driven logic without relying on fragile off-chain services

    Rialo is not competing in the arms race of faster or cheaper chains. It is building a foundation where decentralized applications can behave like modern software: secure, connected, and responsive to the world around them.

    4. RWA: Rialo’s Focus

    Real-world assets are often cited as blockchain’s greatest promise, yet most implementations so far have fallen short. Tokenized treasuries, real estate, and credit already exist in the billions, but they still act like static replicas of off-chain instruments. They require manual verification, react slowly to events, lack integrated market data, and depend on human intervention for settlement and repricing.

    Rialo addresses these shortcomings by making RWAs dynamic and self-updating. Assets on the network can subscribe to live data, trigger automated actions instantly, and operate with built-in privacy, compliance, and scalability. Instead of being passive tokens, they function as living instruments that respond to the world around them.

    Key capabilities

    • Real-world data and connectivity: Direct integration with payment rails, government registries, rating agencies, and market feeds

    • Reactivity and automation: Event-driven contracts that execute automatically when conditions change, without off-chain bots

    • Identity and privacy: Familiar logins combined with verifiable yet confidential ownership and credit data

    • Speed and scale: Sub-second performance and horizontal scalability to support global liquidity and high-frequency strategies

    • Next-level trading: The ability to encrypt algorithms, fetch live feeds, and adjust positions continuously in real time

    4.1 Potential Use Cases

    Debt and Credit

    Rialo turns tokenized debt from static instruments into self-adjusting assets. A government bond can automatically update its yield when new CPI data is published, or a T-bill ladder can refresh in real time based on auction results. Invoices become instantly settled once a payment is confirmed through Stripe or ACH, and credit markets can reprice tranches dynamically based on live ratings and alternative data. This makes it possible to build liquidity pools and credit lines for SMEs that react faster than traditional systems ever could.

    Insurance and Risk

    Traditional insurance products require manual claims processing and delayed payouts. On Rialo, coverage becomes event-driven. A flight-delay policy can trigger settlement immediately using public delay feeds. Supply chain insurance can release capital only when cargo reaches a verified checkpoint via GPS or customs APIs. Even perishable goods can be protected through IoT sensors, with contracts repricing or cancelling automatically if spoilage is detected. These mechanisms reduce both cost and uncertainty, while ensuring claims are handled instantly.

    Intellectual Property

    Earnings from music, film, or software typically pass through layers of intermediaries before reaching rights holders, often with long delays. Rialo enables tokenized IP rights that distribute royalties automatically as soon as payments land from platforms like Spotify, YouTube, or the App Store. No quarterly reconciliations, no middlemen. Programmable licensing tokens go further by adjusting pricing and terms dynamically based on usage data such as API call volume or streaming counts, giving creators more transparency and control over their revenue.

    At its core, every RWA on Rialo shares the same DNA: live data baked in, automated reactions on-chain, and seamless integration with existing systems. This is what transforms static tokens into true real-world assets.

    5. Q&A with the Team

    5.1 How does Rialo strategically view the Asian region?

    Asia is one of the most dynamic centers of blockchain adoption and innovation, making it a critical growth region for Rialo. We view Asia as a market for users of only-possible-on-Rialo apps and as a vital source of developer talent, progressive regulators, and vibrant crypto communities. The region’s leadership in RWA experimentation, especially in markets like Korea and Singapore, aligns directly with Rialo’s vision of becoming the first true real world blockchain. As crypto trading volumes surge, Korea alone accounts for roughly 10% of global crypto trading, Subzero Labs sees Asia as a potential early adopter of wholly new use cases that Rialo unlocks across established and emerging blockchain categories.

    We also recognize Asia’s unique role in shaping blockchain policy and financial innovation. From Japan’s proactive approach to crypto to Hong Kong’s push for regulated stablecoins, Asia is setting regulatory benchmarks. For Subzero Labs, Asia is a cocreator of the next phase of Web3.

    5.2 What business activities is Rialo currently pursuing in Asia, or what do you plan to pursue in the future?

    Subzero Labs is actively deepening relationships with leading Asian crypto communities, builders, and ecosystem partners. We are building a presence in Korea, where a new crypto-friendly administration and a highly active retail base make it one of the most vibrant markets. Our plans include meeting VCs, KOLs, validators, and forming partnerships with major Korean brands and financial institutions. These efforts will help us establish the credibility needed to help win usage and adoption.

    Beyond Korea, we are exploring collaborations in Singapore and Hong Kong, focusing on stablecoin initiatives and RWA use cases. We plan to host regional community events, grow our local teams, and co-develop applications with Asian builders that showcase Rialo’s ability to bridge off-chain data and on-chain settlement. By aligning with local innovators and financial institutions, we aim to accelerate adoption and demonstrate Rialo’s tech.

    5.3 What challenges does Rialo face (or anticipate) when operating in or expanding into Asia?

    Asia’s diversity is both a strength and a challenge. Each country has its own regulatory approach, ranging from highly progressive frameworks (as in Singapore) to more cautious stances in other markets. Such a range demands that we develop nuanced market entry strategies. Building trust and relevance requires strong local relationships and a persistent on-the-ground presence.

    The region is also highly competitive. Standing out requires more than technology, it demands cultural fluency and sustained community engagement. Subzero anticipates the need for dedicated local teams, multilingual content, and strong partnerships to ensure that our messaging and offerings resonate with both institutional partners and retail users.

    5.4 What are Rialo’s expectations from the Asia Stablecoin Alliance (ASA)?

    Subzero views the ASA as a powerful platform for collaboration and knowledge exchange. We hope that through the alliance we can build strategic partnerships with other pioneers, enabling us to co-develop ambitious real-world applications and accelerate the pace of on-chain adoption across Asia.

    We also expect the ASA to provide a forum for shaping best practices and regulatory dialogue around stablecoins and cross-border settlements. By aligning with likeminded innovators and policymakers, we can collectively create standards that foster trust and unlock institutional capital. For Rialo, participation in the ASA is a commitment to shared growth and a way to help shape the next wave of stablecoin-powered financial infrastructure in the region.

    6. Conclusion

    Blockchain has already proven it can create digital scarcity and programmable trust. What has been missing is a way to bridge that technology to the systems, data, and events that define real markets and real life. Rialo is built for that purpose.

    By making real-world assets dynamic, reactive, and seamlessly integrated, Rialo moves beyond the limits of tokenized replicas and creates a new foundation for global finance, risk management, and digital ownership. It does not chase speed for its own sake but redefines what a blockchain can be when it feels native to the world it represents.

    With this shift, Rialo sets the stage for a new generation of applications that are not only decentralized but also practical, responsive, and usable at scale. In short, Rialo makes real-world assets real.

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